Insurer Said No, Court Said Pay: Jaguar Owner Wins Insurance Claim After Rainwater Denial
Jaguar case highlights how insurers assess rainwater-related vehicle damage and the terms of motor insurance policies.
A Jaguar owner has won an insurance claim dispute after the insurer denied coverage for rainwater-related damage.
Jaguar: A District Consumer Disputes Redressal Commission in Chhattisgarh has directed an insurance company to compensate a car owner after it repudiated his claim for rainwater damage to his vehicle, ruling that the insurer could not invoke exclusion clauses it had never furnished to the policyholder.
The bench, comprising commission president Dakeshwar Prasad Sharma along with members Nirupma Pradhan and Anil Kumar Agnihotri, passed the order on August 24, directing the insurer to pay Rs 1.75 lakh toward the claim, Rs 20,000 as compensation for mental agony, and Rs 7,000 toward litigation costs — a total payout of just over Rs 2 lakh.
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