Insurance regulation and policy decisions shape the way the industry operates—and directly influence the rights, responsibilities and choices of policyholders. The Insurance Reporter tracks the latest regulatory developments, government policies, IRDAI decisions and legislative changes, explaining what they mean for insurers, intermediaries, businesses and consumers. Our coverage brings clarity to a constantly evolving regulatory landscape.
IRDAI Cautions Public Against Unauthorised Website Posing as Its Grievance Portal
IRDAI has warned the public against an unauthorised website posing as its insurance grievance portal. Policyholders are urged to avoid…
Public Insurance Registry: IRDAI’s Bold Blueprint for a Unified Digital Backbone for India’s Insurance Sector
IRDAI is working on a Public Insurance Registry to bring insurance data and services onto a common digital framework.
India’s Insurance Regulator Proposes Digital Platform for Policy Records
IRDAI has proposed the Public Insurance Registry, a digital public infrastructure to give policyholders, insurers and regulators a unified view…
IRDAI Health Panel Discusses Stronger Underwriting at Point of Sale, NHCX Incentives
IRDAI health panel discusses stronger underwriting at point of sale and NHCX onboarding incentives, alongside claims reform and policy simplification.
IRDAI Permits Insurers to Invest in NDB’s Rs 25,000-Crore Maharajah Bonds
IRDAI: Regulator Adds New Development Bank’s Onshore Rupee Bonds to List of Approved Investments, Subject to Rating and SEBI Conditions
Amazon for Insurance? Why Bima Sugam Is IRDAI’s Brahmastra Against 30% Commissions
Bima Sugam, IRDAI’s digital insurance marketplace, is targeting an end-September 2026 launch for motor, health and term products.
IRDAI Penalises Edelweiss Life, Pramerica Life Over Expense Violations, Imposes Branch Bans
IRDAI has penalized Edelweiss Life and Pramerica Life for breaching statutory Expense of Management limits in FY 2024-25.
IRDAI Warns Niva Bupa Health Insurance Over Expenses Breach, Bars New Branches for 6 Months
Niva Bupa Health Insurance: The regulator’s action puts the spotlight on Niva Bupa’s expense management and compliance practices. The six-month…
HDFC Life Gets IRDAI Approval to Reappoint Vibha Padalkar as MD & CEO, Niraj Shah as CFO for 5 More Years
HDFC Life: IRDAI has approved the continuation of HDFC Life’s top leadership for another five-year term. The reappointments cover MD…
Why Your Health Insurance Claim Gets Rejected: Govt Reveals Reasons in Reply to Shashi Tharoor
Bima Bharosa recorded 2.97 lakh insurance grievances in one year, highlighting the scale of policyholder concerns. Shashi Tharoor raised alarm…
IRDAI Winds Down Sahara Life Chapter: Administrator Tenure Ends After SBI Life Portfolio Transfer
Sahara Life: IRDAI has cancelled the appointment of Sahara India Life’s administrator after completing the transfer of its insurance business…
Health Insurance Claim Settlement Ratio Latest: All Insurers, IRDAI Data
Health Insurance Claim Settlement Ratio: IRDAI’s FY25 data shows how often health and general insurers actually paid claims — including…
Claim Rejected? Govt Spells Out Two-Step Grievance Redressal Route for Policyholders
Claim Rejected: Policyholders facing claim rejection can follow a structured two-step route to raise and escalate their grievances. The process…
India’s Life Insurers Post 17.5% Premium Growth in First Four Months 2026 of FY27, IRDAI Data Shows
India’s life insurers collected Rs 1,55,625.40 crore in first-year premium during April–July FY27, up 17.45% YoY. Private insurers outpaced LIC…
Insurance Claim Disputes Tripled in 4 Years, Govt Tells Parliament
Insurance claim disputes have surged threefold over the past four years, according to data shared by the government in Parliament.…
