Learner’s Licence Doesn’t Guarantee Insurance Cover Unless Conditions Are Met: Karnataka High Court
A Learner’s Licence does not automatically guarantee insurance cover, with Karnataka High Court stressing compliance with licence conditions.
Driving Licence: Delhi Traffic Police conduct routine vehicle checks to enforce road safety and traffic compliance across the city.
Learner's Licence: The Karnataka High Court's Dharwad Bench has partly allowed an appeal filed by The New India Assurance Co. Ltd. in a motor accident compensation case, ruling that a driver holding merely a learner's licence is treated as validly licensed for insurance purposes only when the conditions attached to that licence are genuinely met. Where those conditions are breached, the court held, the insurer can be directed to pay the compensation to victims first and then recover the amount from the vehicle owner.
Justice Raghavendra Seetharam Srivatsa passed the order while hearing a Miscellaneous First Appeal filed under Section 173(1) of the Motor Vehicles Act, 1988, challenging an award passed by the Principal Senior Civil Judge and Additional Motor Accident Claims Tribunal, Chikodi, in a claim petition numbered MVC No. 263/2021.
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